As understanding grows around the effectiveness of doulas, you may be wondering if you can use your insurance coverage to pay for a doula. It’s a good question given that the research supports improved healthcare outcomes when a doula is a part of the team. For more information on the evidence for doulas, read this article.
Question of the week:
Can I use my insurance coverage to pay for a doula?
Pregnant individuals can often use a Flexible Spending Account (FSA) or a Health Savings Account (HSA) to pay for doula services. In other cases, insurance cannot be used directly to cover the cost of doulas. In short, this is because doulas do not provide a medical service. Doulas are a specialized non-clinical care provider, similar to the scope of a social worker, but are self-employed.
Another option for covering the cost is to pay your doula directly. Then ask your doula to provide a “superbill.” A superbill includes the doula’s tax ID number and a detailed description of the services provided. There are no guarantees, however the insurance company might provide reimbursement. The insurance company may also request what’s known as a diagnostic code. Although diagnostic codes are not designed for use by non-clinical service providers, the request for reimbursement has become so common that a doula code was created by demand.
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